Audi Choice

Who says progress only belongs on the road? Audi Choice^ Guaranteed Future Value is an advanced finance program that allows you to guarantee the minimum future value^ of your Audi at the time of purchase, giving you peace of mind knowing the value of your vehicle is secured.

Whether you are selecting your new Audi for business or personal use, you can choose the deposit and contract term that best suits your requirements. The interest rate is fixed for the life of your loan and there are no account keeping fees. At the end of your Audi Choice contract, you will enjoy the choice of three options: trade-in, retain or return.

Not only is it a more progressive way to get into an Audi sooner, it lets you enjoy added flexibility and confidence on the road ahead.

Benefits of guaranteeing your future value

  • Peace of mind knowing the minimum future value^ of your Audi right from the start.
  • A choice of three options at the end of your Audi Financial Services contract.
  • A personally tailored finance solution, based on the term and kilometre usage of your Audi.
  • Upgrade to the latest Audi model more often, enjoying the best innovations and technologies.

How it works

  1. Choose your desired Audi model.
  2. Choose an eligible# loan term and an annual kilometre allowance.
  3. At the end of your chosen term, select from one of the three below end of term options:


If you wish to trade-in your Audi for a new vehicle, all you need to do is return it to the dealership. If the trade-in value is higher than the Guaranteed Future Value, you can use this equity towards your new vehicle.


If you prefer to retain your Audi, simply let us know. Provided that you also meet the relevant payment obligations under your contract, you can purchase your vehicle outright for the Guaranteed Future Value amount locked in at the start of your contract. Then your Audi is yours to keep. Or you can choose to refinance your balloon at the end of the term.


All you need to do is hand your Audi back and, if the vehicle meets the agreed kilometre and fair wear and tear requirements, you will have no more to pay (conditions apply^).
View our Target Market Determinations for Financial Products and Consumer Loan. This describes who a product is appropriate for (target market), and any conditions around how the product can be distributed to customers.

Maintaining your Audi

Your new Audi is an investment in quality, so we understand that you want to maintain it in premium condition. To ensure the integrity of the Audi Choice^ program, your Audi must be in an acceptable condition if you return it to us and must not exceed the kilometre limit. Of course, we understand that some reasonable wear and tear is only to be expected, but it needs to remain within the provisions set by your Audi Financial Services contract. The acceptable condition of the vehicle takes into account reasonable wear and tear for everyday use, which is outlined in our Fair Wear and Tear Guide. The Guide can be downloaded below.


  • What finance terms can I have under the Audi Choice Program?

    Eligible loan terms include 12-60 months and are subject to change. Ask your Dealer for more information.
  • What happens if I exceed the kilometre limit?

    Your Audi Choice^ contract agreement has a maximum kilometre allowance which you agreed upon when you signed your contract. Every kilometre over your agreed allowance is charged at 0.66 cents per kilometre and a payment authority needs to be completed for this charge before your vehicle will be accepted for return.
  • Is the Audi Choice Program available on all Audi vehicles?

    The Audi Choice^ Program is available across the range of new and demonstrator Audi vehicles. Please talk to your local Audi dealer to confirm which models are eligible for the program.
  • Can I finance any factory options, warranty and insurance under the program?

    Yes. Factory fitted options, warranty and certain insurance products are eligible for inclusion on the finance contract. Your Business Manager will be able to provide you with more information.
  • What is the ‘acceptable condition’ of a vehicle?

    This takes into account a vehicle’s age, kilometres and overall covering condition from mechanics to bodywork, electrics to upholstery and Fair Wear and Tear which is the amount of deterioration that would be reasonable.
^Audi Choice has a Guaranteed Future Value (GFV) which is the minimum value of your vehicle at the end of your finance contract as determined by Audi Financial Services (AFS) ABN 20 097 071 460, Australian Credit Licence 389 344. If you decide to return your vehicle to AFS at the end of your term, AFS will pay you the agreed GFV, which will be put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. At the end of your term, you can elect to (1) trade-in; (2) return; or (3) retain the vehicle by paying the GFV owed to AFS at the end of the loan term after all repayments have been made. You will be liable for any loan contract deficit and additional charges apply if you exceed the nominated kilometre allowance and/or the vehicle is not in an acceptable condition. Available on new, demonstrator or Audi Approved :plus pre-owned vehicles for selected Audi models. Contact your nearest Audi dealer to check eligible vehicles for this program. To see if this product is right for you, please see our Target Market Determination on our website and/or seek independent advice. *Subject to a credit assessment and AFS lending criteria. Fleet, government, rental buyers, hire car and chauffeur companies excluded.

Overseas model with optional equipment shown.